Service Description

MORTGAGE LOAN ORIGINATION Davin T. Little is a state licensed Mortgage Loan Originator, Certified Veterans Lending Specialist sponsored by a full-service mortgage company specializing in every form of real estate financing. Origination is the multi-step process that every individual must go through to obtain a mortgage or home loan. The term also applies to other types of amortized personal loans. Origination is often a lengthy process that is overseen by the Federal Deposit Insurance Corporation (FDIC) for compliance with Title XIV of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The mortgage loan origination process happens in stages, and typically takes between 30 and 60 days to complete. Origination speed varies depending on the lender, mortgage type and applicant’s credit. Pre-qualification is the first step of the origination process and is when a loan officer obtains all basic data and information relating to income and the property in question. _______ NOTARY SERVICE include: Jurats Oaths/Affirmations Copy Certifications Acknowledgements Signature Witnessing Installment Agreement * If Financial Restoration is needed prior to stepping into the loan process... (see* Financial Services Consultation) Restoration is a way to “repair” or delete negative obstacles to redress overall credit worthiness. This is done with a thorough examination of your financial structure.